什麼是理財型房貸？3大注意事項＋4點須留意
發布時間：2025/08/28 23:43:21
更新時間：2025/08/28 23:43:21
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財經中心／綜合報導
面對升息循環暫歇、房貸利率仍相對偏低，「理財型房貸」逐漸成為不少人鎖定的貸款工具。不過這類房貸看似彈性、利率較低，背後其實藏有不少眉角。元大投顧提醒，申辦前務必掌握3大注意事項與4項關鍵留意點，才不會讓本來想省利息、反而賠了荷包。
本集焦點：
◎傳統房貸到理財型房貸 別忽略3注意.4留意這些眉角
◎搞懂房貸類型! "傳統房貸vs.理財型房貸"比一比
◎"200萬試算" 理財房貸本息均攤vs.循環動用試算圖解
◎申辦理財型房貸必讀！ 別忽略3注意.4留意這些眉角
主持人 元大投顧董事長 胡睿涵/證券分析師
來賓 元大銀行經理 徐靜澄
來賓 元大銀行副理 許廷宇
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